What should I know about payments and timelines?
→ Learn when to place your order based on payment method, card type, and expiration dates.
Payments and delivery timelines vary depending on how your co-op chooses to pay for the cards:
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ACH Payments: Submit your order at least 3–4 weeks in advance of your desired delivery date.
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Check Payments: Plan for 4–5 weeks in advance, as delivery depends on when payment is received.
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Card Delivery: Once payment is confirmed, physical cards arrive in 5–10 business days, while digital cards are delivered almost instantly via email.
Card Expiration:
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Most cards expire 6 months from the order date.
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If a card expires, don’t worry—it can be reissued and reactivated for another 6 months. Simply call CDCO or the number on the back of the card.
This article is a great reference if you’re planning a time-sensitive campaign, budgeting for future orders, or responding to member questions about card validity or replacements.